|  Stave 
              4: The Last of the Spirits  
              The Phantom slowly, gravely, silently approached. When it came, 
              Scrooge bent down upon his knee; for in the very air through which 
              this Spirit moved it seemed to scatter gloom and mystery.  It 
              was shrouded in a deep black garment, which concealed its head, 
              its face, its form, and left nothing of it visible save one outstretched 
              hand. But for this it would have been difficult to detach its figure 
              from the night, and separate it from the darkness by which it was 
              surrounded.  He 
              felt that it was tall and stately when it came beside him, and that 
              its mysterious presence filled him with a solemn dread. He knew 
              no more, for the Spirit neither spoke nor moved.  `I 
              am in the presence of the Ghost of Christmas Yet To Come.' said 
              Scrooge.  The 
              Spirit answered not, but pointed onward with its hand.  `You 
              are about to show me shadows of the things that have not happened, 
              but will happen in the time before us,' Scrooge pursued. `Is that 
              so, Spirit.'  The 
              upper portion of the garment was contracted for an instant in its 
              folds, as if the Spirit had inclined its head. That was the only 
              answer he received.  Although 
              well used to ghostly company by this time, Scrooge feared the silent 
              shape so much that his legs trembled beneath him, and he found that 
              he could hardly stand when he prepared to follow it. The Spirit 
              pauses a moment, as observing his condition, and giving him time 
              to recover.  But 
              Scrooge was all the worse for this. It thrilled him with a vague 
              uncertain horror, to know that behind the dusky shroud, there were 
              ghostly eyes intently fixed upon him, while he, though he stretched 
              his own to the utmost, could see nothing but a spectral hand and 
              one great heap of black.  `Ghost 
              of the Future.' he exclaimed,' I fear you more than any spectre 
              I have seen. But as I know your purpose is to do me good, and as 
              I hope to live to be another man from what I was, I am prepared 
              to bear you company, and do it with a thankful heart. Will you not 
              speak to me.'  It 
              gave him no reply. The hand was pointed straight before them.  `Lead 
              on.' said Scrooge. `Lead on. The night is waning fast, and it is 
              precious time to me, I know. Lead on, Spirit.'  The 
              Phantom moved away as it had come towards him. Scrooge followed 
              in the shadow of its dress, which bore him up, he thought, and carried 
              him along.  They 
              scarcely seemed to enter the city; for the city rather seemed to 
              spring up about them, and encompass them of its own act. But there 
              they were, in the heart of it; on Change, amongst the merchants; 
              who hurried up and down, and chinked the money in their pockets, 
              and conversed in groups, and looked at their watches, and trifled 
              thoughtfully with their great gold seals; and so forth, as Scrooge 
              had seen them often.  The 
              Spirit stopped beside one little knot of business men. Observing 
              that the hand was pointed to them, Scrooge advanced to listen to 
              their talk.  `No,' 
              said a great fat man with a monstrous chin,' I don't know much about 
              it, either way. I only know he's dead.'  `When 
              did he die.' inquired another.  `Last 
              night, I believe.'  `Why, 
              what was the matter with him.' asked a third, taking a vast quantity 
              of snuff out of a very large snuff-box. `I thought he'd never die.' 
               `God 
              knows,' said the first, with a yawn.  `What 
              has he done with his money.' asked a red-faced gentleman with a 
              pendulous excrescence on the end of his nose, that shook like the 
              gills of a turkey-cock.  `I 
              haven't heard,' said the man with the large chin, yawning again. 
              `Left it to his company, perhaps. He hasn't left it to me. That's 
              all I know.'  This 
              pleasantry was received with a general laugh.  `It's 
              likely to be a very cheap funeral,' said the same speaker;' for 
              upon my life I don't know of anybody to go to it. Suppose we make 
              up a party and volunteer.'  `I 
              don't mind going if a lunch is provided,' observed the gentleman 
              with the excrescence on his nose. `But I must be fed, if I make 
              one.'  Another 
              laugh.  `Well, 
              I am the most disinterested among you, after all,' said the first 
              speaker,' for I never wear black gloves, and I never eat lunch. 
              But I'll offer to go, if anybody else will. When I come to think 
              of it, I Speakers and listeners strolled away, and mixed with other 
              groups. Scrooge knew the men, and looked towards the Spirit for 
              an explanation.  The 
              Phantom glided on into a street. Its finger pointed to two persons 
              meeting. Scrooge listened again, thinking that the explanation might 
              lie here.  He 
              knew these men, also, perfectly. They were men of aye business: 
              very wealthy, and of great importance. He had made a point always 
              of standing well in their esteem: in a business point of view, that 
              is; strictly in a business point of view.  `How 
              are you.' said one.  `How 
              are you.' returned the other.  `Well.' 
              said the first. `Old Scratch has got his own at last, hey.'  `So 
              I am told,' returned the second. `Cold, isn't it.'  `Seasonable 
              for Christmas time. You're not a skater, I suppose.'  `No. 
              No. Something else to think of. Good morning.'  Not 
              another word. That was their meeting, their conversation, and their 
              parting.  Scrooge 
              was at first inclined to be surprised that the Spirit should attach 
              importance to conversations apparently so trivial; but feeling assured 
              that they must have some hidden purpose, he set himself to consider 
              what it was likely to be. They could scarcely be supposed to have 
              any bearing on the death of Jacob, his old partner, for that was 
              Past, and this Ghost's province was the Future. Nor could he think 
              of any one immediately connected with himself, to whom he could 
              apply them. But nothing doubting that to whomsoever they applied 
              they had some latent moral for his own improvement, he resolved 
              to treasure up every word he heard, and everything he saw; and especially 
              to observe the shadow of himself when it appeared. For he had an 
              expectation that the conduct of his future self would give him the 
              clue he missed, and would render the solution of these riddles easy. 
               He 
              looked about in that very place for his own image; but another man 
              stood in his accustomed corner, and though the clock pointed to 
              his usual time of day for being there, he saw no likeness of himself 
              among the multitudes that poured in through the Porch. It gave him 
              little surprise, however; for he had been revolving in his mind 
              a change of life, and thought and hoped he saw his new-born resolutions 
              carried out in this.  Quiet 
              and dark, beside him stood the Phantom, with its outstretched hand. 
              When he roused himself from his thoughtful quest, he fancied from 
              the turn of the hand, and its situation in reference to himself, 
              that the Unseen Eyes were looking at him keenly. It made him shudder, 
              and feel very cold.  They 
              left the busy scene, and went into an obscure part of the town, 
              where Scrooge had never penetrated before, although he recognised 
              its situation, and its bad repute. The ways were foul and narrow; 
              the shops and houses wretched; the people half-naked, drunken, slipshod, 
              ugly. Alleys and archways, like so many cesspools, disgorged their 
              offences of smell, and dirt, and life, upon the straggling streets; 
              and the whole quarter reeked with crime, with filth, and misery. 
               Far 
              in this den of infamous resort, there was a low-browed, beetling 
              shop, below a pent-house roof, where iron, old rags, bottles, bones, 
              and greasy offal, were bought. Upon the floor within, were piled 
              up heaps of rusty keys, nails, chains, hinges, files, scales, weights, 
              and refuse iron of all kinds. Secrets that few would like to scrutinise 
              were bred and hidden in mountains of unseemly rags, masses of corrupted 
              fat, and sepulchres of bones. Sitting in among the wares he dealt 
              in, by a charcoal stove, made of old bricks, was a grey-haired rascal, 
              nearly seventy years of age; who had screened himself from the cold 
              air without, by a frousy curtaining of miscellaneous tatters, hung 
              upon a line; and smoked his pipe in all the luxury of calm retirement. 
               Scrooge 
              and the Phantom came into the presence of this man, just as a woman 
              with a heavy bundle slunk into the shop. But she had scarcely entered, 
              when another woman, similarly laden, came in too; and she was closely 
              followed by a man in faded black, who was no less startled by the 
              sight of them, than they had been upon the recognition of each other. 
              After a short period of blank astonishment, in which the old man 
              with the pipe had joined them, they all three burst into a laugh. 
               `Let 
              the charwoman alone to be the first.' cried she who had entered 
              first. `Let the laundress alone to be the second; and let the undertaker's 
              man alone to be the third. Look here, old Joe, here's a chance. 
              If we haven't all three met here without meaning it.'  `You 
              couldn't have met in a better place,' said old Joe, removing his 
              pipe from his mouth. `Come into the parlour. You were made free 
              of it long ago, you know; and the other two an't strangers. Stop 
              till I shut the door of the shop. Ah. How it skreeks. There an't 
              such a rusty bit of metal in the place as its own hinges, I believe; 
              and I'm sure there's no such old bones here, as mine. Ha, ha. We're 
              all suitable to our calling, we're well matched. Come into the parlour. 
              Come into the parlour.'  The 
              parlour was the space behind the screen of rags. The old man raked 
              the fire together with an old stair-rod, and having trimmed his 
              smoky lamp (for it was night), with the stem of his pipe, put it 
              in his mouth again.  While 
              he did this, the woman who had already spoken threw her bundle on 
              the floor, and sat down in a flaunting manner on a stool; crossing 
              her elbows on her knees, and looking with a bold defiance at the 
              other two.  `What 
              odds then. What odds, Mrs Dilber.' said the woman. `Every person 
              has a right to take care of themselves. He always did.'  `That's 
              true, indeed.' said the laundress. `No man more so.'  `Why 
              then, don't stand staring as if you was afraid, woman; who's the 
              wiser. We're not going to pick holes in each other's coats, I suppose.' 
               `No, 
              indeed.' said Mrs Dilber and the man together. `We should hope not.' 
               `Very 
              well, then.' cried the woman. `That's enough. Who's the worse for 
              the loss of a few things like these. Not a dead man, I suppose.' 
               `No, 
              indeed,' said Mrs Dilber, laughing.  `If 
              he wanted to keep them after he was dead, a wicked old screw,' pursued 
              the woman,' why wasn't he natural in his lifetime. If he had been, 
              he'd have had somebody to look after him when he was struck with 
              Death, instead of lying gasping out his last there, alone by himself.' 
               `It's 
              the truest word that ever was spoke,' said Mrs Dilber. `It's a judgment 
              on him.'  `I 
              wish it was a little heavier judgment,' replied the woman;' and 
              it should have been, you may depend upon it, if I could have laid 
              my hands on anything else. Open that bundle, old Joe, and let me 
              know the value of it. Speak out plain. I'm not afraid to be the 
              first, nor afraid for them to see it. We know pretty well that we 
              were helping ourselves, before we met here, I believe. It's no sin. 
              Open the bundle, Joe.'  But 
              the gallantry of her friends would not allow of this; and the man 
              in faded black, mounting the breach first, produced his plunder. 
              It was not extensive. A seal or two, a pencil-case, a pair of sleeve-buttons, 
              and a brooch of no great value, were all. They were severally examined 
              and appraised by old Joe, who chalked the sums he was disposed to 
              give for each, upon the wall, and added them up into a total when 
              he found there was nothing more to come.  `That's 
              your account,' said Joe,' and I wouldn't give another sixpence, 
              if I was to be boiled for not doing it. Who's next.'  Mrs 
              Dilber was next. Sheets and towels, a little wearing apparel, two 
              old-fashioned silver teaspoons, a pair of sugar-tongs, and a few 
              boots. Her account was stated on the wall in the same manner.  `I 
              always give too much to ladies. It's a weakness of mine, and that's 
              the way I ruin myself,' said old Joe. `That's your account. If you 
              asked me for another penny, and made it an open question, I'd repent 
              of being so liberal and knock off half-a-crown.'  `And 
              now undo my bundle, Joe,' said the first woman.  Joe 
              went down on his knees for the greater convenience of opening it, 
              and having unfastened a great many knots, dragged out a large and 
              heavy roll of some dark stuff.  `What 
              do you call this.' said Joe. `Bed-curtains.'  `Ah.' 
              returned the woman, laughing and leaning forward on her crossed 
              arms. `Bed-curtains.'  `You 
              don't mean to say you took them down, rings and all, with him lying 
              there.' said Joe.  `Yes 
              I do,' replied the woman. `Why not.'  `You 
              were born to make your fortune,' said Joe,' and you'll certainly 
              do it.'  `I 
              certainly shan't hold my hand, when I can get anything in it by 
              reaching it out, for the sake of such a man as he was, I promise 
              you, Joe,' returned the woman coolly. `Don't drop that oil upon 
              the blankets, now.'  `His 
              blankets.' asked Joe.  `Whose 
              else's do you think.' replied the woman. `He isn't likely to take 
              cold without them, I dare say.'  `I 
              hope he didn't die of any thing catching. Eh.' said old Joe, stopping 
              in his work, and looking up.  `Don't 
              you be afraid of that,' returned the woman. `I an't so fond of his 
              company that I'd loiter about him for such things, if he did. Ah. 
              you may look through that shirt till your eyes ache; but you won't 
              find a hole in it, nor a threadbare place. It's the best he had, 
              and a fine one too. They'd have wasted it, if it hadn't been for 
              me.'  `What 
              do you call wasting of it.' asked old Joe.  `Putting 
              it on him to be buried in, to be sure,' replied the woman with a 
              laugh. `Somebody was fool enough to do it, but I took it off again. 
              If calico an't good enough for such a purpose, it isn't good enough 
              for anything. It's quite as becoming to the body. He can't look 
              uglier than he did in that one.'  Scrooge 
              listened to this dialogue in horror. As they sat grouped about their 
              spoil, in the scanty light afforded by the old man's lamp, he viewed 
              them with a detestation and disgust, which could hardly have been 
              greater, though they demons, marketing the corpse itself.  `Ha, 
              ha.' laughed the same woman, when old Joe, producing a flannel bag 
              with money in it, told out their several gains upon the ground. 
              `This is the end of it, you see. He frightened every one away from 
              him when he was alive, to profit us when he was dead. Ha, ha, ha.' 
               `Spirit.' 
              said Scrooge, shuddering from head to foot. `I see, I see. The case 
              of this unhappy man might be my own. My life tends that way, now. 
              Merciful Heaven, what is this.'  He 
              recoiled in terror, for the scene had changed, and now he almost 
              touched a bed: a bare, uncurtained bed: on which, beneath a ragged 
              sheet, there lay a something covered up, which, though it was dumb, 
              announced itself in awful language.  The 
              room was very dark, too dark to be observed with any accuracy, though 
              Scrooge glanced round it in obedience to a secret impulse, anxious 
              to know what kind of room it was. A pale light, rising in the outer 
              air, fell straight upon the bed; and on it, plundered and bereft, 
              unwatched, unwept, uncared for, was the body of this man.  Scrooge 
              glanced towards the Phantom. Its steady hand was pointed to the 
              head. The cover was so carelessly adjusted that the slightest raising 
              of it, the motion of a finger upon Scrooge's part, would have disclosed 
              the face. He thought of it, felt how easy it would be to do, and 
              longed to do it; but had no more power to withdraw the veil than 
              to dismiss the spectre at his side.  Oh 
              cold, cold, rigid, dreadful Death, set up thine altar here, and 
              dress it with such terrors as thou hast at thy command: for this 
              is thy dominion. But of the loved, revered, and honoured head, thou 
              canst not turn one hair to thy dread purposes, or make one feature 
              odious. It is not that the hand is heavy and will fall down when 
              released; it is not that the heart and pulse are still; but that 
              the hand was open, generous, and true; the heart brave, warm, and 
              tender; and the pulse a man's. Strike, Shadow, strike. And see his 
              good deeds springing from the wound, to sow the world with life 
              immortal.  No 
              voice pronounced these words in Scrooge's ears, and yet he heard 
              them when he looked upon the bed. He thought, if this man could 
              be raised up now, what would be his foremost thoughts. Avarice, 
              hard-dealing, griping cares. They have brought him to a rich end, 
              truly.  He 
              lay, in the dark empty house, with not a man, a woman, or a child, 
              to say that he was kind to me in this or that, and for the memory 
              of one kind word I will be kind to him. A cat was tearing at the 
              door, and there was a sound of gnawing rats beneath the hearth-stone. 
              What they wanted in the room of death, and why they were so restless 
              and disturbed, Scrooge did not dare to think.  `Spirit.' 
              he said,' this is a fearful place. In leaving it, I shall not leave 
              its lesson, trust me. Let us go.'  Still 
              the Ghost pointed with an unmoved finger to the head.  `I 
              understand you,' Scrooge returned,' and I would do it, if I could. 
              But I have not the power, Spirit. I have not the power.'  Again 
              it seemed to look upon him.  `If 
              there is any person in the town, who feels emotion caused by this 
              man's death,' said Scrooge quite agonised, `show that person to 
              me, Spirit, I beseech you.'  The 
              Phantom spread its dark robe before him for a moment, like a wing; 
              and withdrawing it, revealed a room by daylight, where a mother 
              and her children were.  She 
              was expecting some one, and with anxious eagerness; for she walked 
              up and down the room; started at every sound; looked out from the 
              window; glanced at the clock; tried, but in vain, to work with her 
              needle; and could hardly bear the voices of the children in their 
              play.  At 
              length the long-expected knock was heard. She hurried to the door, 
              and met her husband; a man whose face was careworn and depressed, 
              though he was young. There was a remarkable expression in it now; 
              a kind of serious delight of which he felt ashamed, and which he 
              struggled to repress.  He 
              sat down to the dinner that had been boarding for him by the fire; 
              and when she asked him faintly what news (which was not until after 
              a long silence), he appeared embarrassed how to answer.  `Is 
              it good.' she said, `or bad?' -- to help him.  `Bad,' 
              he answered.  `We 
              are quite ruined.'  `No. 
              There is hope yet, Caroline.'  `If 
              he relents,' she said, amazed, `there is. Nothing is past hope, 
              if such a miracle has happened.'  `He 
              is past relenting,' said her husband. `He is dead.'  She 
              was a mild and patient creature if her face spoke truth; but she 
              was thankful in her soul to hear it, and she said so, with clasped 
              hands. She prayed forgiveness the next moment, and was sorry; but 
              the first was the emotion of her heart.  `What 
              the half-drunken woman whom I told you of last night, said to me, 
              when I tried to see him and obtain a week's delay; and what I thought 
              was a mere excuse to avoid me; turns out to have been quite true. 
              He was not only very ill, but dying, then.'  `To 
              whom will our debt be transferred.'  `I 
              don't know. But before that time we shall be ready with the money; 
              and even though we were not, it would be a bad fortune indeed to 
              find so merciless a creditor in his successor. We may sleep to-night 
              with light hearts, Caroline.'  Yes. 
              Soften it as they would, their hearts were lighter. The children's 
              faces, hushed and clustered round to hear what they so little understood, 
              were brighter; and it was a happier house for this man's death. 
              The only emotion that the Ghost could show him, caused by the event, 
              was one of pleasure.  `Let 
              me see some tenderness connected with a death,' said Scrooge;' or 
              that dark chamber, Spirit, which we left just now, will be for ever 
              present to me.'  The 
              Ghost conducted him through several streets familiar to his feet; 
              and as they went along, Scrooge looked here and there to find himself, 
              but nowhere was he to be seen. They entered poor Bob Cratchit's 
              house; the dwelling he had visited before; and found the mother 
              and the children seated round the fire.  Quiet. 
              Very quiet. The noisy little Cratchits were as still as statues 
              in one corner, and sat looking up at Peter, who had a book before 
              him. The mother and her daughters were engaged in sewing. But surely 
              they were very quiet.  `And 
              he took a child, and set him in the midst of them.'  Where 
              had Scrooge heard those words. He had not dreamed them. The boy 
              must have read them out, as he and the Spirit crossed the threshold. 
              Why did he not go on.  The 
              mother laid her work upon the table, and put her hand up to her 
              face.  `The 
              colour hurts my eyes,' she said.  The 
              colour. Ah, poor Tiny Tim.  `They're 
              better now again,' said Cratchit's wife. `It makes them weak by 
              candle-light; and I wouldn't show weak eyes to your father when 
              he comes home, for the world. It must be near his time.'  `Past 
              it rather,' Peter answered, shutting up his book. `But I think he 
              has walked a little slower than he used, these few last evenings, 
              mother.'  They 
              were very quiet again. At last she said, and in a steady, cheerful 
              voice, that only faltered once:  `I 
              have known him walk with -- I have known him walk with Tiny Tim 
              upon his shoulder, very fast indeed.'  `And 
              so have I,' cried Peter. `Often.'  `And 
              so have I,' exclaimed another. So had all.  `But 
              he was very light to carry,' she resumed, intent upon her work,' 
              and his father loved him so, that it was no trouble: no trouble. 
              And there is your father at the door.'  She 
              hurried out to meet him; and little Bob in his comforter -- he had 
              need of it, poor fellow -- came in. His tea was ready for him on 
              the hob, and they all tried who should help him to it most. Then 
              the two young Cratchits got upon his knees and laid, each child 
              a little cheek, against his face, as if they said,' Don't mind it, 
              father. Don't be grieved.'  Bob 
              was very cheerful with them, and spoke pleasantly to all the family. 
              He looked at the work upon the table, and praised the industry and 
              speed of Mrs Cratchit and the girls. They would be done long before 
              Sunday, he said.  `Sunday. 
              You went to-day, then, Robert.' said his wife.  `Yes, 
              my dear,' returned Bob. `I wish you could have gone. It would have 
              done you good to see how green a place it is. But you'll see it 
              often. I promised him that I would walk there on a Sunday. My little, 
              little child.' cried Bob. `My little child.'  He 
              broke down all at once. He couldn't help it. If he could have helped 
              it, he and his child would have been farther apart perhaps than 
              they were.  He 
              left the room, and went up-stairs into the room above, which was 
              lighted cheerfully, and hung with Christmas. There was a chair set 
              close beside the child, and there were signs of some one having 
              been there, lately. Poor Bob sat down in it, and when he had thought 
              a little and composed himself, he kissed the little face. He was 
              reconciled to what had happened, and went down again quite happy. 
               They 
              drew about the fire, and talked; the girls and mother working still. 
              Bob told them of the extraordinary kindness of Mr Scrooge's nephew, 
              whom he had scarcely seen but once, and who, meeting him in the 
              street that day, and seeing that he looked a little -' just a little 
              down you know,' said Bob, inquired what had happened to distress 
              him. `On which,' said Bob,' for he is the pleasantest-spoken gentleman 
              you ever heard, I told him. `I am heartily sorry for it, Mr Cratchit,' 
              he said,' and heartily sorry for your good wife.' By the bye, how 
              he ever knew that, I don't know.'  `Knew 
              what, my dear.'  `Why, 
              that you were a good wife,' replied Bob.  `Everybody 
              knows that.' said Peter.  `Very 
              well observed, my boy.' cried Bob. `I hope they do. `Heartily sorry,' 
              he said,' for your good wife. If I can be of service to you in any 
              way,' he said, giving me his card,' that's where I live. Pray come 
              to me.' Now, it wasn't,' cried Bob,' for the sake of anything he 
              might be able to do for us, so much as for his kind way, that this 
              was quite delightful. It really seemed as if he had known our Tiny 
              Tim, and felt with us.'  `I'm 
              sure he's a good soul.' said Mrs Cratchit.  `You 
              would be surer of it, my dear,' returned Bob,' if you saw and spoke 
              to him. I shouldn't be at all surprised - mark what I say. -- if 
              he got Peter a better situation.'  `Only 
              hear that, Peter,' said Mrs Cratchit.  `And 
              then,' cried one of the girls,' Peter will be keeping company with 
              some one, and setting up for himself.'  `Get 
              along with you.' retorted Peter, grinning.  `It's 
              just as likely as not,' said Bob,' one of these days; though there's 
              plenty of time for that, my dear. But however and when ever we part 
              from one another, I am sure we shall none of us forget poor Tiny 
              Tim -- shall we -- or this first parting that there was among us.' 
               `Never, 
              father.' cried they all.  `And 
              I know,' said Bob,' I know, my dears, that when we recollect how 
              patient and how mild he was; although he was a little, little child; 
              we shall not quarrel easily among ourselves, and forget poor Tiny 
              Tim in doing it.'  `No, 
              never, father.' they all cried again.  `I 
              am very happy,' said little Bob,' I am very happy.'  Mrs 
              Cratchit kissed him, his daughters kissed him, the two young Cratchits 
              kissed him, and Peter and himself shook hands. Spirit of Tiny Tim, 
              thy childish essence was from God.  `Spectre,' 
              said Scrooge,' something informs me that our parting moment is at 
              hand. I know it, but I know not how. Tell me what man that was whom 
              we saw lying dead.'  The 
              Ghost of Christmas Yet To Come conveyed him, as before -- though 
              at a different time, he thought: indeed, there seemed no order in 
              these latter visions, save that they were in the Future -- into 
              the resorts of business men, but showed him not himself. Indeed, 
              the Spirit did not stay for anything, but went straight on, as to 
              the end just now desired, until besought by Scrooge to tarry for 
              a moment.  `This 
              courts,' said Scrooge,' through which we hurry now, is where my 
              place of occupation is, and has been for a length of time. I see 
              the house. Let me behold what I shall be, in days to come.'  The 
              Spirit stopped; the hand was pointed elsewhere.  `The 
              house is yonder,' Scrooge exclaimed. `Why do you point away.'  The 
              inexorable finger underwent no change.  Scrooge 
              hastened to the window of his office, and looked in. It was an office 
              still, but not his. The furniture was not the same, and the figure 
              in the chair was not himself. The Phantom pointed as before.  He 
              joined it once again, and wondering why and whither he had gone, 
              accompanied it until they reached an iron gate. He paused to look 
              round before entering.  A 
              churchyard. Here, then, the wretched man whose name he had now to 
              learn, lay underneath the ground. It was a worthy place. Walled 
              in by houses; overrun by grass and weeds, the growth of vegetation's 
              death, not life; choked up with too much burying; fat with repleted 
              appetite. A worthy place.  The 
              Spirit stood among the graves, and pointed down to One. He advanced 
              towards it trembling. The Phantom was exactly as it had been, but 
              he dreaded that he saw new meaning in its solemn shape.  `Before 
              I draw nearer to that stone to which you point,' said Scrooge, `answer 
              me one question. Are these the shadows of the things that Will be, 
              or are they shadows of things that May be, only.'  Still 
              the Ghost pointed downward to the grave by which it stood.  `Men's 
              courses will foreshadow certain ends, to which, if persevered in, 
              they must lead,' said Scrooge. `But if the courses be departed from, 
              the ends will change. Say it is thus with what you show me.'  The 
              Spirit was immovable as ever.  Scrooge 
              crept towards it, trembling as he went; and following the finger, 
              read upon the stone of the neglected grave his own name, Ebenezer 
              Scrooge.  `Am 
              I that man who lay upon the bed.' he cried, upon his knees.  The 
              finger pointed from the grave to him, and back again.  `No, 
              Spirit. Oh no, no.'  The 
              finger still was there.  `Spirit.' 
              he cried, tight clutching at its robe,' hear me. I am not the man 
              I was. I will not be the man I must have been but for this intercourse. 
              Why show me this, if I am past all hope.'  For 
              the first time the hand appeared to shake.  `Good 
              Spirit,' he pursued, as down upon the ground he fell before it:' 
              Your nature intercedes for me, and pities me. Assure me that I yet 
              may change these shadows you have shown me, by an altered life.' 
               The 
              kind hand trembled.  `I 
              will honour Christmas in my heart, and try to keep it all the year. 
              I will live in the Past, the Present, and the Future. The Spirits 
              of all Three shall strive within me. I will not shut out the lessons 
              that they teach. Oh, tell me I may sponge away the writing on this 
              stone.'  In 
              his agony, he caught the spectral hand. It sought to free itself, 
              but he was strong in his entreaty, and detained it. The Spirit, 
              stronger yet, repulsed him.  Holding 
              up his hands in a last prayer to have his fate aye reversed, he 
              saw an alteration in the Phantom's hood and dress. It shrunk, collapsed, 
              and dwindled down into a bedpost. Stave 
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